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Factor4 · Built for Toast POS

Turn Toast Gift Cards Into Your Restaurant's Next Major Revenue Channel

Factor4 gift cards are built for Toast POS. Cards redeem natively inside Toast — POS, kiosk, and online ordering — with pooled balances, central reporting, and no new hardware. We migrate your existing balances for you.

  • ✓Works everywhere you do — one balance pool across Toast and non-Toast locations.
  • ✓Nothing to install — redeems natively in Toast POS, kiosk, and online ordering.
  • ✓We handle the switch — existing balances migrated, live in days, no staff retraining.

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Tell us about your restaurant and we'll send pricing and design options within one business day.

Trusted by 500+ merchants nationwide · No contracts · Free setup consultation

No obligation. We'll contact you within 24 hours. Privacy Policy. We never sell your information.

Toast POS logo, shown to indicate that Factor4 gift cards run natively on Toast point-of-sale systemsRuns natively on Toast POS, kiosk & online ordering
Built for Toast POS
Real-Time Reporting
Custom Card Design & Fulfillment
SMB to Fortune 500 Clients

The hidden revenue opportunity

Your Toast guests already want to spend more with you.

Gift cards let you capture that revenue early — before the visit, before the holidays, before your competitors do.

0+merchants served nationwide
0industries supported
$0design fee — custom cards included

The gift card revenue engine

One card. Five ways it grows your restaurant.

  1. 1

    A guest discovers you

    Someone who loves your restaurant — or wants to share it — finds your gift cards online, in-store, or at the table.

  2. 2

    They buy a gift card

    You collect the full value instantly. Cash flow today, visit later — the healthiest revenue a restaurant can book.

  3. 3

    It gets shared

    Gift cards travel. Friends, family, coworkers — every card puts your restaurant in front of someone new.

  4. 4

    A new guest walks in

    Recipients typically spend beyond the card's value — and many are dining with you for the very first time.

  5. 5

    You earn a regular

    One great visit becomes a habit. Gift cards quietly become your most reliable loyalty engine.

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The Differentiator

Built for restaurant groups with more than one POS

This is the thing Toast's built-in gift cards structurally cannot do, and the reason most multi-unit operators come to us.

See how multi-location gift cards work across every restaurant in your group →

One card, every location

A guest buys a card at your flagship and redeems it at the location across town — even if that location isn't running Toast. One balance, one program, one guest experience.

Pooled liability, clear reporting

Outstanding balances are tracked across the whole group rather than siloed per site, so your finance team sees one liability number instead of reconciling several.

Settlement your way

Centralised or decentralised multi-merchant settlement. You decide how funds move between locations when a card is sold at one site and redeemed at another.

Why Toast restaurants choose Factor4

An omnichannel gift card platform, powered by RewardOS™.

More revenue. More returning guests. All processed in real time on the same Toast POS your staff already uses.

Revenue that never closes

Digital gift cards sell online around the clock — even when your dining room is dark. Wake up to sales you didn't have to staff.

Sell from anywhere

Your website, social bios, email — one link turns every channel into a storefront.

Guests who come back

A card in a wallet is a standing reservation. Recipients return — and bring friends.

Built for Toast POS

Redemption runs natively inside Toast — POS, kiosk, and online ordering. No new hardware, no retraining, no workarounds.

Beautiful physical cards

Premium printed cards for the host stand, retail counter, and local partnerships.

Know what's working

Real-time reporting across every location — sales, redemptions, and outstanding balances at a glance.

Redemption in seconds

Scan, tap, done. No awkward counter moments for your staff or your guests.

Restaurant success stories

Toast operators who stopped leaving money on the table.

+$48K holiday gift card sales
"December used to be our make-or-break month. Last year, gift cards alone covered our January payroll. Guests bought them online while we slept — and every sale dropped straight into our Toast reporting."
MS

Maria Santos

Owner, Casa Brasa — 2 Toast locations

46% of redemptions were new guests
"The surprise wasn't the sales — it was the new faces. Almost half the people redeeming cards had never eaten with us before. Now they're regulars."
DC

David Chen

Owner, Lantern House

5 days from signup to first sale
"We launched across all five locations in under a week. It plugs right into our Toast POS, and my managers didn't need a single training session."
AT

Aisha Thompson

Operations Director, Fable Hospitality Group

Toast gift card growth calculator

How much revenue is waiting in your dining room?

Move the sliders to estimate the gift card revenue your Toast restaurant could unlock in the next 12 months.

2,000
20020,000
$75
$25$200
1
120

Estimated annual opportunity

$72,000

Cards sold / month

80

Avg. spend / redemption

$90

Unlock This Revenue

Questions, answered

Everything Toast operators ask before launching.

Yes — Factor4 integrates natively with Toast POS. Our gift cards are built and tested to work with Toast POS terminals, Toast kiosks, and Toast online ordering, so redemption happens right inside the workflows your staff already knows.
Most Toast restaurants are selling gift cards within a week. Digital cards can go live in days; custom-designed physical cards arrive shortly after. Your dedicated Factor4 specialist handles setup with you.
No. Because Factor4 is integrated with Toast, gift card redemption runs on the Toast hardware you already have. No extra terminals, no separate app, no retraining.
Yes. You get a beautifully branded online storefront you can link from your website, Instagram bio, Google profile, and email campaigns. Digital eGift cards can be delivered instantly by email or text, and cards sell 24/7 — even when you're closed.
Guests present a digital card from their phone or a physical card at the counter. Staff scan or enter the code in Toast, the balance updates in real time via Factor4's RewardOS™ platform, and everything reconciles in your reporting automatically.
Pricing is quote-based and depends on card design, order volume, and the features you need. Your setup call includes a transparent quote — no obligation, no long-term contract required to see the numbers.
Minimums depend on card format and finish (standard, premium, custom-shaped, etc.). Your Factor4 specialist will confirm the exact minimum for your design during your assessment, and reorders are quick and simple.
Digital eGift cards are available as soon as your program is live. Custom physical cards are designed, produced, and fulfilled by Factor4 — typical production runs a couple of weeks depending on design complexity and quantity.
Yes. Cards can be sold and redeemed across all of your Toast locations, with reporting broken down per location and rolled up across your entire group in real time.
Absolutely. Factor4 is a leading provider of both gift card and loyalty program solutions. Start with gift cards and layer on a loyalty program on the same RewardOS™ platform whenever you're ready.
No — that's the point. Sales, balances, and redemptions track themselves inside Toast and Factor4's back-office reporting. Most owners spend a few minutes a week reviewing the dashboard, and that's it.
Yes. Your current provider exports every active card and its remaining balance, and those records are loaded into your Factor4 program before the cutover date. Card numbers stay the same, so cards guests already hold keep working on your Toast terminals and nobody has to swap plastic. How to switch gift card providers on Toast.

Want the pricing detail? See what a gift card program actually costs on Toast.

Discover your Toast restaurant's untapped gift card revenue.

Get a free, no-pressure revenue assessment from Factor4 — a gift card program built for Toast POS. We'll show you exactly what a gift card program could mean for your restaurant, in real numbers.

  • ✓No contracts required to see your numbers
  • ✓15-minute conversation, launch in days on your Toast POS
  • ✓Trusted by SMBs to Fortune 500 brands — powered by RewardOS™

Prefer to talk?

484-471-3963sales@factor4gift.com

Get your free quote

Tell us about your restaurant and we'll send pricing and design options within one business day.

Trusted by 500+ merchants nationwide · No contracts · Free setup consultation

No obligation. We'll contact you within 24 hours. Privacy Policy. We never sell your information.

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